Current work area
Lending and credit
Credit performance, portfolio analytics, and how lending decisions play out over time.
About
I'm a credit-risk practitioner. Josan Labs is where I publish the tools and analysis behind that work — loss forecasting, portfolio diagnostics, and the libraries that run them.
At a glance
Current work area
Credit performance, portfolio analytics, and how lending decisions play out over time.
Technical focus
Python libraries, technical docs, interactive tools, project writeups, and visual explainers.
Why publish
The tools and analysis are public — evaluate the work directly instead of taking a bio's word for it.