About

About the work behind Josan Labs.

I'm a credit-risk practitioner. Josan Labs is where I publish the tools and analysis behind that work — loss forecasting, portfolio diagnostics, and the libraries that run them.

At a glance

What the work covers.

Current work area

Lending and credit

Credit performance, portfolio analytics, and how lending decisions play out over time.

Technical focus

Tools, libraries, and public artifacts

Python libraries, technical docs, interactive tools, project writeups, and visual explainers.

Why publish

Proof, not promises

The tools and analysis are public — evaluate the work directly instead of taking a bio's word for it.